Dispute Unauthorized Credit Inquiry Lantern

You check your credit report expecting to see the usual accounts and payment history, and instead you spot a hard inquiry from a lender you never contacted. That sinking feeling is familiar to anyone who has dealt with errors on their credit file. An unauthorized credit inquiry, often called a hard pull without permission, can knock a few points off your credit score on its own. More importantly, it can signal identity theft or a data entry mistake that might lead to bigger